Service 1 Account

Bonus Offer: We'll give you up to $250! 1

When you join our bank with a new Service 1 account, we will credit you up to $250 when you complete the qualifying activities. 1

An account made with our service members in mind.

Welcome to Service 1, where exceptional service meets tailored banking solutions for service members. With zero minimum deposits, transparent fees, and exclusive perks, it's not just an account — it's your financial advantage. Experience banking designed with you in mind.

Quick Look
Account Benefits

Debit Mastercard ® Fee-free ATM Transactions 2 24/7 Access with Digital Banking

For those who serve: Service 1 — your account, your perks

To qualify for this product,
you will be required to provide proof of your affiliation with the Armed Forces.

Active Duty/Retired Military ID Veteran's Designation on the ID used to open the account Military Dependent ID

Debit Mastercard ®

Our Debit Mastercard is a convenient alternative to carrying cash or writing checks. Our card is accepted by millions of merchants worldwide.

Enjoy security and the latest features:

DebitProtect Communicate— A fraud protection tool to help protect card transactions.
Learn more EMV Smart Chip Technology— Ensures secure payment transactions for enhanced peace of mind.

Mobile Wallet— Tap. Pay. Done. Load your Debit Mastercard into your mobile wallet for touchless pay at participating merchants.
Learn more

The Power of Convenience

Across Texas, Arizona, Arkansas, and New Mexico, we provide convenience through widespread store locations, fee-free Gold Key ATMs ® , 2 and a dedicated banking team.

340+ in-store branches with a seamless shopping and banking experience. 400+ fee-free ATM transactions on Gold Key ATMs ® , 2 3,200+ dedicated banking professionals.

Phone and watch with emoji popping out of them.

24/7 Access with Digital Banking

Our advanced online and mobile banking platform allows you to bank anywhere, anytime.

Ready to open a Service 1 Account?

Join our bank today for a banking experience designed exclusively for our service members.

We are FDIC insured.

We have more than one million customers, with 93% of our customers' deposits fully insured by the FDIC up to $250,000 per depositor.

Female solider saluting with a group of other soldiers.

Looking for a high yield checking account?

Explore helpful financial literacy tools

Providing you with financial education. Improve your financial fitness with our Credit Counseling Program.

Your financial institution is one of the safest places to store your hard-earned cash.

In addition to serving their country, members of the military get access to life-changing benefits for themselves and their dependents.

1 To qualify for the entire Bonus of $250 you must complete all of the following:

2 $2.50 fee for non-Gold Key ATM® transactions.

4 See the Personal Banking Rate Sheet for the current APY and interest rate for this account.

5 These features are only available within our Digital Banking mobile app.

All accounts subject to Non-Sufficient Funds (NSF) Fee of $17 per Item and Overdraft Fee of $34 per Item, except for the eAccount and Power Stash.

See our Banking Services/Fee Schedule for additional account-related service fees.

Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.

Just for our service members

Our goal is to offer reliable products and services to meet the unique needs of our servicemen and women, like our Service 1 Account.

To qualify for this product, you will be required to provide proof of your affiliation with the Armed Forces: